Take advantage of our borrower rewards.

Graduating from college is a huge accomplishment. We want to reward our graduating borrowers for making it through. We also make it a point to reward responsible borrowers and responsible repayment.
Apply with a creditworthy co-signer, and you may qualify for a lower rate
Take $300 off your principal loan amount when you graduate (with proof of graduation)
Get an immediate 0.25% rate discount just for signing up for automatic monthly payments
Make your first 48 consecutive payments on time, and you can request to release your co-signer (you’ll need to meet the loan credit requirements at the time of request)

Check out all the benefits that come with your NextStudent Private Loan

No FAFSA required
No application or origination fees — apply FREE
No payments due until after graduation†
Competitive interest rates and fees
Your interest only capitalizes once, not quarterly like with other lenders
Your check comes straight to YOU, not your school‡

Get the money you need when your financial aid isn’t enough.

If your scholarships, grants, and federal student loans don’t cover the total cost of your education, you can still get the money you need for school. Our private student loans are available to undergrads and graduate students for tuition and fees, room and board, and your other education-related expenses: books, supplies, your trips home, even a laptop.

Cover up to 100% of your college costs.

Get the money you need for college or grad school. With a NextStudent Private Loan, you can cover up to 100% of your higher education expenses. Get from $3,000 up to $45,000* a year to pay for those college and grad school expenses that your scholarships and federal financial aid didn’t cover

Student Profile-Based Aid

International StudentsSources of financial aid and other useful information for foreign nationals studying in the US.
Canadian StudentsScholarships, loans and other sources of aid for Canadian students, in both Canada and the US.
Students with DisabilitiesResources specific to students with disabilities.
Female StudentsScholarships, grants and other awards intended specifically for female students.
Minority StudentsScholarships, award programs and advice specifically for members of ethnic minorities.
Older and Nontraditional StudentsFinancial aid information for students age 30 and older.
Jewish StudentsFinancial aid information for Jewish students.
Gay, Lesbian, Bisexual and Transgendered StudentsNational, regional and school-specific scholarships for gay, lesbian, bisexual and transgendered students.
Undocumented Students and Illegal AliensFinancial aid and scholarships for undocumented students and illegal aliens.
Ayuda Financiera del Estudiante en EspanolFinancial aid information and resources in Spanish.
Cancer ScholarshipsScholarships for cancer patients, cancer survivors, children of a cancer patient or survivor, students who lost a parent to cancer, and students pursuing careers in cancer treatment.
Prestigious Scholarships and FellowshipsA list of the most prestigious, competitive and lucrative scholarships and fellowships.

College-Controlled Aid

School Financial Aid Office Web SitesLook here for information about your school's financial aid policies and procedures, including application deadlines.
Tuition Payment PlansTuition payment plans are short-term installment plans that split your tuition into equal monthly payments.
School-Specific Scholarships and FellowshipsScholarship and fellowship programs offered only at specific schools, including college-controlled merit scholarships.
College PartnershipsPartnerships between certain community colleges and four-year colleges make it easier for students to transfer from a community college into a four-year college. Studying for two years at a community college can save the student a significant amount of money.

Federal and State Government Aid

US Federal Government AidHere you'll find information about the various forms of aid available from the federal government.
US State Government AidLook here for pointers to state aid programs and residency requirements for in-state tuition.
Section 529 Plans: Prepaid Tuition Plans and College Savings PlansSection 529 plans are state-sponsored college savings programs. The two major types are Prepaid Tuition Plans, which lock in current tuition rates, and State College Savings Plans, which offer more flexible investing options. Both are useful ways for families to save for their children's college education.
Scholarships for Volunteering and Community ServiceVolunteering can not only help the disadvantaged, but it can provide money for your college education. Learn about the National Service Scholarships Program, AmeriCorps, and other awards for community service.
Military AidAid resources for veterans and their dependents and for students interested in pursuing careers in the military.
Education Tax BenefitsInformation about the Hope Scholarship and Lifetime Learning tax credits, the deduction for student loan interest, tax treatment of employer education assistance, and other tax benefits for education.
Employer Tuition AssistanceInformation about employer education assistance, including the $5,250 exclusion from income, employer-sponsored scholarships and surveys and statistics concerning employer tuition assistance.